Texas Legislation For Roof Claims

Many of texas largest cities are located in the hail belt or tornado alley or are exposed to hurricanes along the coast.

Texas legislation for roof claims.

Harleysville claimed only partial damage to the roof and allocated 21 000 for roof repairs but the insured s construction expert believed the roof had to be entirely replaced at a cost of more. The new laws texas hb 2102 have to do with insurance claims on roof repairs replacements. To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible. A new law if approved by gov.

From 2004 to 2008 windstorm and hail. Abbott is designed to end the illegal. 11 10 independent insurance agents of texas roof claim issues in texas 1 introduction texas experiences some of the most severe weather on earth. I sent the following open and public letter yesterday regarding texas roof claims in response to texas legislation which encourages insurance companies to pay less than what is owed less than what roofing manufacturers require to be done and encourages unsafe conditions which literally kill people.

Specifically the payment of the deductible of which the homeowner is responsible for paying. Hb2103 prohibition against uppa available here section 4102 163 of the texas insurance code enacted in 2013 prohibited the unauthorized practice of public adjusting by roofing contractors. Take your business elsewhere. Payment of deductible required.

For example roofers can t advertise that they will handle your insurance claim. This new law will help further protect consumers said texas insurance commissioner kent sullivan. Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible.

Texas is the only gulf state without consumer protections against roofing scams. During the past 10 years every sizable effort to regulate the roofing industry has died in the legislature. You may want to consider roofing materials that are less likely to be damaged by wind hail or fire. Selecting a replacement roof.